Foreign National

A mortgage solution for non-US citizen foreign national borrowers wanting to purchase a second home or investment property.

Are you a non-resident alien who is NOT authorized to live or work in the U.S.? Owning a home is a big part of the American Dream. It's also a goal of many people who live in the country, but haven't yet acquired official citizenship.

A foreign national borrower is defined as a non-resident alien who is NOT authorized to live or work in the U.S. or holds a visa that is indicative of a more temporary residency than required to meet Non-Permanent Resident Alien requirements.

If this describes you, then investor guidelines and regulations can make the home buying process more complicated. However, there are programs and products that can help you become a homeowner. We offer financing options to non-resident aliens, foreign nationals, and citizens of countries outside of the U.S.

Our Foreign National loan program is unique in that we do not require a credit score, have interest-only options and accept loan-to-value (LTV) ratios (size of the loan compared to the value of the property) of up to 70%.